If you suffered injuries in a motor vehicle accident and the at fault party is uninsured, your own uninsured motorist (UM) coverage will kick in. UM coverage is not included in all policies in California, so this only applies if you exercised your option to purchase this additional coverage with your policy.
If the at fault party has minimal coverage, your own underinsured motorist (UIM) coverage will kick in to make you whole.
Both of these scenarios are best pursued with legal representation. Even though your own insurance will be covering you, their interest will still be adverse to yours. They will review your claim with the same scrutiny as any other adverse party, including the at-fault party.
If you have been injured by an uninsured or underinsured motorist, call our office today for a free personal injury consultation.